top of page
GALLERY_ (1).jpg

Short Term Disability Insurance

We have partnered with Manhattan Life to bring you Short Term Disability Insurance coverage. 

Designed especially for: State, County, and Municipal Employees

Pays a Monthly Benefit for Total Disability or Presumptive Disability if you are unable to work due to a covered Injury. 

Monthly Benefits (Accident & Sickness) begin after a 14 Day Elimination Period and continue while your Total Disability lasts or until the end of one year.

If you are hospitalized as a resident bed patient for a covered sickness, Benefits will begin on the first day admitted. 


  • Pays in addition to any other insurance

  • 50% if Worker's Compensation or similar law pays

  • Maternity is covered as any sickness

  • Policy may be continued if employee changes jobs

  • Guaranteed Renewable to age 70

  • One rate regardless of age or sex

  • Pre-existing conditions covered after 12 months

bottom of page