We have partnered with Manhattan Life to bring you Short Term Disability Insurance coverage. 
 

Designed especially for: State, County, and Municipal Employees

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Pays a Monthly Benefit for Total Disability or Presumptive Disability if you are unable to work due to a covered Injury. 

Monthly Benefits (Accident & Sickness) begin after a 14 Day Elimination Period and continue while your Total Disability lasts or until the end of one year.

If you are hospitalized as a resident bed patient for a covered sickness, Benefits will begin on the first day admitted. 
 

• Pays in addition to any other insurance

• 50% if Worker's Compensation or similar law pays

• Maternity is covered as any sickness

• Policy may be continued if employee changes jobs

• Guaranteed Renewable to age 70

• One rate regardless of age or sex

• Pre-existing conditions covered after 12 months