Short Term Disability Insurance
We have partnered with Manhattan Life to bring you Short Term Disability Insurance coverage.
Designed especially for: State, County, and Municipal Employees
Pays a Monthly Benefit for Total Disability or Presumptive Disability if you are unable to work due to a covered Injury.
Monthly Benefits (Accident & Sickness) begin after a 14 Day Elimination Period and continue while your Total Disability lasts or until the end of one year.
If you are hospitalized as a resident bed patient for a covered sickness, Benefits will begin on the first day admitted.
Pays in addition to any other insurance
50% if Worker's Compensation or similar law pays
Maternity is covered as any sickness
Policy may be continued if employee changes jobs
Guaranteed Renewable to age 70
One rate regardless of age or sex
Pre-existing conditions covered after 12 months